Protect Yourself and Ukraine

Accident insurance

TAS Insurance Group offers you a program comprehensive voluntary insurance від accidents (hereinafter - NV).

Why is accident insurance important and relevant for everyone?

Such an insurance contract comprehensively will protect you and your loved ones from unforeseen expenses related to injury, disability or death caused by a natural disaster. And this is the case that no one can 100% avoid.

Insure from HB is equally important for both adults and children дитину. Such insurance protection is necessary for working people, students, and pensioners. Because modern життя dynamic and quite unpredictable. Being at home, at work or studying, making all kinds of trips, we are everywhere affected by unforeseen situations, including adverse ones. Therefore, an unforeseen unpleasant incident is quite likely always and everywhere.

What is an accident?

Accident - this is a sudden, accidental, short-term event, independent of the will of the insured person, which actually occurred during the term of the contract and led to a violation of the anatomical integrity and/or physiological functions of human tissues, organs, and systems. It arises as a result of the influence of all kinds of adverse environmental factors.

What do you need to know about accident insurance?

1. Accident insurance is different from "medical" and "life insurance" in general.

Insurance від an accident refers specifically to unexpected, accidental, short-term and events independent of the will of the insured person that led to the violation health.

Medical Insurance - this is a multilateral insurance protection health of a person, which includes both accident and sickness insurance (in particular social).

Life insurance is a wide complex insurance individuals, which provides even more diverse protection of life and health a person This direction includes both risky and accumulative insurance, and covers risks associated not only with health of the insured person.

2. The accident insurance policy from SG "TAS" is suitable for various target groups aged from 1 to 75 years.

We offer individual and family insurance from HB, including accident insurance for children (children's insurance). These are insurance послуги concentrated in two package products:

"Physician ONLINE INDIVIDUAL PACKAGE"

"ONLINE DOCTOR FAMILY PACKAGE"

It is possible to insure individuals, family members, employees of enterprises and institutions, athletes, except:

• disabled persons of the 1st group;
• non-working disabled persons of the 2nd group;
• mentally ill and persons recognized as incapable;
• persons with drug and alcohol addiction (who are registered);
• persons with severe chronic diseases of a traumatological and neurological nature;
• persons whose життя and activities associated with increased risk.

The policyholder under the contract can be any legally competent natural person who has reached the age of majority, or any legal entity.

Personal and/or family insurance.

Offered for individuals and for family members, incl children (child) up to 18 years old (preschool age, schoolchildren, students, including athletes). The contract can be one for everyone or personal for everyone.

Importantly! Accident insurance for children is no less important than for adults.

Діти and teenagers are usually very active. They spend a lot of time outside the home, without adult supervision, and it is not always possible to control them. Occupation дітей у sports sections, frequent stays on the street, trips in transport, contacts with other people significantly increase the probability of HP. Such circumstances require additional insurance coverage дитини.

Children's insurance від an accident - guaranteed financial assistance if your child's health is damaged due to unforeseen events.

For corporate clients

Voluntary accident insurance relevant even for those who have compulsory accident insurance policy, which may occur during the performance of professional duties. Effect of the contract compulsory insurance, usually applies only to the time when the insured person is at work. In return, Voluntary insurance policy against NV may include both protection for the period of work and extend to other time and place of stay of the insured person.

3. Place and time of validity of the contract

Insurance contract діє по всій Україні, except temporarily occupied territories and territories of active hostilities.

At your choice, the contract can be valid around the clock (24/7) or at a certain time, including:

- for the period of performance of official duties;

- for the period of rest and travel;

- during the stay дітей in educational or sports institutions;

- for the duration of the event sports competitions and trainings;

- during transport trips.

The contract can be concluded for a period of up to 1 year.

4. Accident insurance covers a large list of insurance risks (adverse environmental factors that caused an accident),

а саме:

• physical factors (mechanical травма from blunt, sharp objects, firearms, as well as all types of mechanical asphyxiation, including bites of animals, snakes, insects); травма, received as a result of a road accident;
• thermal травма from exposure to high and/or low temperatures, electric травма from atmospheric and/or technical electricity;
• radial травма from the action of ionizing radiation; barometric травма from changes in atmospheric pressure;
• biological factors (infectious and/or bacterial toxins, with the exception of food poisoning - dysentery, salmonellosis);
• chemical factors (chemical burns and poisoning);
• actions of third parties.

5. The insured event is:

- bodily injury to the insured person as a result of an accident;

- temporary loss of working capacity by the insured person as a result of an accident;

- permanent loss of general working capacity by the insured person (establishment of disability of group III, II or I) as a result of NV;

- death of the insured person as a result of accident.

All questions that interest you can be discussed with consultants in advance онлайн and a hotline phone.

6. How insurance from NV works

Insurance from NV (including дитяча або для athletes) guarantees only financial compensation for the costs of restoring the health of a person injured as a result of an accident, and does not provide for the organization medical help

Upon arrival insurance event SG "TAS" compensates only the confirmed costs of treatment within the amount of the insurance contract.

Insurance payments

The amount of insurance payments is calculated as a percentage of the insurance amount (specified in the contract) and depends on the degree of damage caused health. The greater the damage caused to the insured person's health, the greater will be the amount of insurance payments.

The insured person, his legal representative, heir (in case of death of the insured person) can receive payments under the contract.

It is necessary to receive insurance payments:

- within 24 hours from the moment of occurrence of the accident, notify SG "TAS" about the event, which will be qualified as an insurance event in the future;

- to issue documents (incl медичні), which confirm the event of HB and its consequences for health;

- submit a written application for compensation and the necessary documents.

Documents for insurance payments are accepted at the representative offices of SG "TAS" in Kyiv and other cities України.

Also necessary know that there are situations when insurance payments are not made (exceptions apply to травм and diseases, as well as the circumstances under which they were received).

More про умови insurance можна дізнатися з договору (на сайті СГ "ТАС") та у наших консультантів.

7. How much does accident insurance cost? How to issue and buy a policy online?

The price of the policy (insurance тарифи) depends on:

• age of the insured person;
• the level of danger of the insured person's activity (profession, sports);
• period (time) of the agreement;
• the size of the insured sum.

Insurance amount is established upon agreement of the parties, and starts from UAH 10,000.

Для calculation of the cost (price) of the policy, it is better to contact our specialists by telephone hotline than to use it yourself calculator.

Calculate cost and purchase a policy you can in any representative office of SG "TAS" in Україні.

You will spend no more than 10 minutes on concluding the contract.

8. The advantages of accident insurance in SG "TAS" are obvious and undeniable:

- a wide age range of insured persons (1-75 years);

- contract term - from 1 day to 1 year;

- insurance payment is made simply upon the fact of illness, disability or death;

- the amount of compensation is determined by you in advance, independently choosing one or another insurance amount;

- round-the-clock qualified information (including медична) 24/7 support and insurance protection;

- quick conclusion of a contract based on a verbal statement;

- optimal the cost of the policy.

Contact our consultants right now - we will select the best conditions for you and help to issue insurance contract.

Accident insurance SG "TAS" is guaranteed qualified support and financial assistance in case of health problems in the most unpredictable and difficult situations.