Full Auto Protection

• Insured за By contract може стати виключно клієнт АТ «СГ «ТАС» (приватне) за діючим полісом цивільно-правової відповідальності власників наземних транспортних засобів (далі ОСЦПВ);

• the contract can be concluded for a vehicle whose gross weight does not exceed 3500 kg and the body type does not refer to on-board, chassis, refrigerator, isothermal and tank;

• the date of conclusion of the Insurance Contract must be within 60 calendar days from the date of commencement of the OSCPV Policy. If the conclusion of the Agreement took place after 60 days from the effective date of the OSCPV Policy, the possibility of concluding the Agreement is agreed by the Insurer. The parties agreed that the fact of not returning the funds to the Insured as mistakenly paid within 15 days from the day of crediting the insurance payment to the Insurer's account can be considered an agreement;

• договір не можна укласти щодо ТЗ, які виконують функцію «Таксі» в цілях прокату, для тест-драйву.

Minimum and maximum insurance premiums:

мінімальний розмір страхової премії – 250,00 грн;

мmaximumний розмір страхової премії – 19 700,00 грн.

The franchise is unconditionalа. В межах Agreement франшиза застосовується виключно за програмою «Легке Каско».

Безумовна за програмою «Легке каско»:

 option 2, if the risk occurred under a new contract or extension of the contract where in the previous insurance period, there was no at-fault accident - UAH 2,500, in case of extension of the contract under which the risk of an at-fault accident occurred in the previous insurance period - UAH 5,000; 

 option 1, if the risk occurred under a new contract or extension of the contract, where there was no at-fault accident in the previous insurance period, UAH 10,000, in the case of extension of the contract under which the risk of an at-fault accident occurred in the previous insurance period - UAH 15,000.

The territory of the Agreement is Ukraine. The Agreement does not apply to: the territory of Ukraine temporarily occupied by the Russian Federation (including its allies and/or armed formations subordinate to the power structures of the Russian Federation and its allies or private individuals); territorial communities that are located in the area of ​​military (combat) operations or that are under temporary occupation, encirclement (blockade); populated areas, on the territory of which the state authorities of Ukraine temporarily do not exercise their powers, and populated areas located on the demarcation line (in accordance with the regulatory and legal acts of Ukraine effective on the date of the event), unless otherwise specified in Section 16 of Part 1 of the Agreement.

On the date of the event, the list of territories/regions is updated/changed automatically in the event of a change in the list of territories/regions in the event of hostilities/occupation spreading to other territories/regions of Ukraine.

The term of insurance is defined in the Insurance Contract and cannot be shorter than the minimum term of the Contract or longer than the maximum term of the Contract:

the minimum contract term is 305 days, unless otherwise agreed upon by the Parties.

Мmaximumний строк actions of the contract – 1 рік.

The validity period of the Agreement can be extended by concluding the next insurance Agreement. The insurance period is equal to the validity period of the Agreement.

Можливі наслідки для споживача в разі невиконання ним обов’язків, визначених договором insurance:

 несплата of the insurance premium in full within the term established by the contract has the consequence that the insurance contract does not enter into force;

 non-payment of the next part of the insurance premium within the period established by the contract is the basis for early termination of the contract;

 in case of untimely notification of the occurrence of an insured event, the Insurer may refuse to make an insurance payment or reduce its amount;

 невиконання інших обов’язків, що визначені за By contract, можуть стати підставою для дострокового припинення actions of the contract, обмеження відповідальності Insurer чи відмови у страховій виплаті.

Інше:

insurance contract не є additional to other goods, works or services that are not insurance.

There is no discount.

A list of information that is essential for the assessment of insurance risk and/or information about other circumstances that are taken into account when determining the amount of the insurance premium:

1) information about the insured (individual or legal entity, age of persons who will drive the vehicle, experience in driving vehicles, information on losses for previous insurance periods);

2) відомості про об’єкт insurance:

-інформацію про транспортний засіб, що заявляється на insurance (тип транспортного засобу, об’єм двигуна, марка та модель, рік випуску, реєстраційний номер, № кузову (шасі), населений пункт реєстрації транспортного засобу);

- the nature of the operation of the vehicle (whether the vehicle will be used to provide paid services for the transportation of passengers and cargo for the purpose of making a profit; whether it will be used as a taxi);

- specifics of passing mandatory technical control (whether the vehicle is subject to mandatory technical control, if so, whether the vehicle is recognized as technically sound, the date of the next mandatory technical control);

- maximum annual mileage and/or average monthly mileage;

-інформацію про чинні договори insurance, укладені щодо об’єкта insurance;

3)інформацію про наявність страхового інтересу щодо об’єкту insurance.

RESERVATION: Споживач зобов’язаний до укладення договору insurance ознайомитись з: інформацією про винятки із страхових випадків та підстави для відмови у здійсненні страхових виплат, ліміти відповідальності страховика за окремим об'єктом insurance, страховим ризиком та/або страховим випадком, а також порядок розрахунку та умови здійснення страхових виплат. Such information is set out in this Information Document.