TAS Personal

Accident insurance – захист на випадок непередбачуваного травмування.

The insurance contract is not additional to other non-insurance goods, works or services.

The insurance product is additional for agents who have the status of an additional agent.

Information about the insurance product

General conditions of the insurance product

Order по телефону

About the insurance product

Об’єкт insurance: життя, здоров’я and work capacity ЗО.

Insurance risks: accident.

Accident - раптова, випадкова, обмежена в часі, непередбачувана та незалежна від волі застрахованої особи та/або іншої особи, визначеної договором insurance, подія, що відбулася внаслідок зовнішнього впливу та призвела до заподіяння шкоди життю, здоров’ю та/або працездатності застрахованої особи та/або іншої особи, визначеної договором insurance.

Minimum and maximum insurance amounts

The minimum amount of the insured amount: UAH 5,000.

Maximum sum insured: UAH 200,000.

It is possible to increase the insured amount at the request of the Insured.

Order по телефону

Benefits of issuing a policy

Transparent contract terms

Possibility of installments (for CASCO)

Promptness of payments

Free combination of risks

Information support 24/7

Exclusive options

Speed of conclusion of the contract

Affordable prices

Limitations of insurance

Insured persons cannot be:

недієздатні фізичні особи; особи з інвалідністю І групи; особи, які перебувають під диспансерним наглядом та/або їм встановлено діагнози, пов'язаних з психічними захворюваннями, алкоголізмом, наркоманією, туберкульозом, ВІЛ-інфекцією; особи у віці молодше 1 (одного) року і старше 75 (сімдесяти п’яти) років;
особи, праця яких пов’язана з особливим ризиком, щодо настання an accident: спортсмени-аматори, що займаються екстремальними видами спорту та/або розваг, артисти цирку, акробати, дресирувальники диких тварин, наїзники коней, каскадери; особи, які виконують роботи в підземних умовах.

Basic conditions of the insurance product

Мінімальна страхова премія за By contract – 100 грн.

Insurance tariff:

мінімальний розмір страхового тарифу – 0,01 % ;
мmaximumний розмір страхового тарифу – 10 %.

The franchise is unconditional, not stipulated.

The territory of the Contract at the choice of the Insured:

Ukraine, except for the territory of Ukraine temporarily occupied by the Russian Federation (including its allies and/or armed formations subordinate to the power structures of the Russian Federation and its allies or private individuals); territorial communities that are located in the area of military (combat) operations or that are under temporary occupation, encirclement (blockade); settlements, on the territory of which state authorities temporarily do not exercise their powers, and settlements located on the demarcation line (in accordance with normative legal acts approved in accordance with the procedure established by law);
the whole world

The insurance term is defined in the insurance contract and cannot be shorter than the minimum term of the contract or longer than the maximum term of the contract.

Term of validity of the contract: мінімальний – 1 день; мmaximumний - 1 рік.

The validity period of the contract can be extended by concluding the next insurance contract or additional contract.

The insurance period is equal to the term of the Agreement.

Договір набирає силу о 00 год. 00 хв. (за Kyivським часом) дати, наступної за датою надходження 100% страхової премії або першого страхового платежу(при умові розбивки страхової премії) на рахунок Insurer.

Інше:

The insurance contract is not additional to other non-insurance goods, works or services.

There is no discount.

Можливі наслідки для споживача в разі невиконання ним обов’язків, визначених договором insurance:

- in case of non-payment of the insurance premium, the insurance contract does not enter into force, or in case of payment of the insurance premium in installments, the contract takes effect prematurely;

- in case of untimely notification of the occurrence of an insured event, the Insurer may refuse to make an insurance payment or reduce its amount;

- невиконання інших обов’язків, що визначені за By contract можуть стати підставою для дострокового припинення actions of the contract, обмеження відповідальності Insurer чи відмови у страховій виплаті.

A list of information that is essential for the assessment of insurance risk and/or information about other circumstances that are taken into account when determining the amount of the insurance premium:

information about the Insured Person: age, place of work/study, sports; place of residence

RESERVATION:

Споживач зобов’язаний до укладення договору insurance ознайомитись з: інформацією про винятки із страхових випадків та підстави для відмови у здійсненні страхових виплат, ліміти відповідальності страховика за окремим об'єктом insurance, страховим ризиком та/або страховим випадком, а також порядок розрахунку та умови здійснення страхових виплат. Such information is set out in this Information Document.

27 Years

in the insurance market

among Ukrainian insurers

Over 1.6 million

Satisfied Customers

Why Us?

Insurance Group "TAS" has been operating in the Ukrainian insurance market for over a quarter century.

Company працює на українському страховому ринку вже понад чверть століття, зарекомендувавши себе за цей час надійним страховиком для понад 1,6 мільйона своїх клієнтів, що гідно виконує свої зобов’язання перед ними.

Впродовж багатьох років СГ «ТАС» утримує провідні позиції на ринку як за кількістю укладених contractsв insurance, так і за обсягом виплачених за ними відшкодувань.

Yes, according to official NBU statistics, based on 2025 results, the company continues to firmly maintain its market leadership in terms of premiums and claims paid.

Традиційно перше місце посідає СГ «ТАС» і в низці сегментів ринку, зокрема в автострахуванні. Багато років поспіль компанія є лідером ринку обов’язкового insurance цивільно-правової відповідальності автовласників, а також утримує лідерство в сегменті добровільної «автоцивілки» та входить в число найбільших страховиків на ринку КАСКО.

Загалом СГ «ТАС» пропонує своїм клієнтам 60 різноманітних страхових продуктів, розроблених з урахуванням актуальних потреб клієнтів.

Страхова група «ТАС» приділяє мmaximumну увагу якості обслуговування своїх клієнтів та опікується питаннями постійного підвищення рівня сервісу.

Attentive approach to client needs, prompt claims settlement, and professional support in the event of an insured event are the company's top priorities.

In order to optimize the process of settlement of losses, the company has implemented a number of projects aimed at simplifying the procedure for the client to submit documents for payment, as well as significantly reducing the time he has to wait for the corresponding compensation.

Для забезпечення зручності клієнтів та їх оперативного й якісного обслуговування СГ «ТАС» активно розвиває й партнерську мережу throughout Ukraine, а контакт-центр компанії, що здійснює інформаційно-консультаційну підтримку застрахованих осіб, працює в режимі 24/7.

Про високий рівень сервісу та надійний страховий захист, що його забезпечує Страхова група «ТАС», свідчить той факт, що кількість клієнтів компанії, які саме їй довірили свій страховий захист, щороку лише зростає.

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Offices:

ГОЛОВНИЙ ОФІС СГ "ТАС" М. КИЇВ

Address:

03062, Україна, Kyiv, пр. Берестейський, 65. Служба клієнтських сервисів в Києві: м. Kyiv, вул.В. Хвойки, 21, прохідна 3, оф. 133

Phone:

(093) 654 77 77, (095) 654 77 77, (097) 654 77 77. (044) 454 27 50 Client services in Kyiv: (044) 586 54 25.

Email:

[email protected]

Working Hours:

9:00 - 18:00

Офіс партнерської мережі в м. Kyiv #1

Address:

м. Kyiv, пр-т Берестейський, 65, каб. 123

Phone:

093 | 095 | 067 219 11 11 (ext. number 4621), (095)5550220, (097)5550220, (044)3541928

Email:

[email protected]

Working Hours:

9:00 - 18:00

Partner network office in Brovary #2

Address:

Kyivська обл., м. Бровари, вул. Kyivська, 161

Phone:

093 | 095 | 067 219 11 11 ,

Email:

[email protected]

Working Hours:

Mon–Fri 09:00–18:00

Partner network office in Pereyaslav-Khmelnytskyi #2

Address:

Kyivська обл., м. Переяслав-Khmelnytskyi, вул. Покровська, 37

Phone:

093 | 095 | 067 219 11 11, +38 050 385 24 19

Email:

[email protected]

Working Hours:

Mon–Fri 09:00–18:00

Kyiv Claims Center

Address:

м. Kyiv, вул. В.Хвойки, 21, прохідна 3, оф. 133

Phone:

(044) 586-54-25,

Email:

[email protected]

Working Hours:

Mon–Fri 09:00–18:00, break 13:30–14:30

Most Common questions

Frequently Asked Questions

Why should you choose "TAS"?

СГ “ТАС” - це одна з найбільших і найстаріших страхових компаній в Україні, яка працює на страховому ринку України вже понад чверть століття. Ми маємо багаторічний досвід, професійну команду, широку мережу філій і партнерів по всій країні та широкий спектр страхових продуктів для фізичних і юридичних осіб. СГ "ТАС" входить у п’ятірку найкращих insurance companies of Ukraine та є лідером на ринку compulsory insurance цивільно-правової відповідальності автовласників.

What Types of Insurance Are Available?

SG "TAS" offers over 60 different insurance products for you and your business, depending on your needs.
You May Also Find Useful:

car insurance — CASCO, MTPL, Green Card;
майнове insurance - insurance житла, insurance майна та відповідальності;
особисте insurance - медичне insurance; insurance від an accident; insurance подорожуючих Україною та за кордон

How to Choose the Right Insurance Product?

Choosing the right insurance product means choosing the one that best fits your needs and budget. To do this, you need to determine:

What you want to insure: a car, property, or yourself.
Which risk concerns you the most.
What coverage amount suits you: maximum, medium, or minimum.
What insurance premium amount you can afford.
How long you want to be insured: for one year or longer.

Потiм вам потрiбно порiвняти рiзнi страховi програми, якi пропонуються СГ “ТАС”. Ви можете звернутися до спецiалiстiв СГ “ТАС” за консультацiєю або скористатися нашими онлайн-calculatorами. Ваша мета - знайти той продукт, який надасть вам найбiльш повний захист відповідно до ваших потреб.

How to Report an Insurance Claim?

If an unfortunate event has occurred involving you, your car, or your property that falls under your insurance contract, you must immediately notify our company. Act calmly, without panic, and be confident: you are under the protection of a reliable partner — Insurance Group "TAS"! Дотримуйтесь інструкцій розділу “СТРАХОВИЙ ВИПАДОК” нашого сайту. Call the SG "TAS" contact center from the scene. Follow the recommendations of the contact center operator. You will need to provide documentary confirmation of the fact and circumstances of the insured event and submit a written claim to the nearest SG "TAS" branch within the timeframe stipulated by the insurance contract.

Why Do You Need Insurance?

Insurance is a way to protect yourself and your valuables from unforeseen events that can lead to financial losses or harm to health. An existing insurance policy allows you to receive compensation for part or all of the amount of damages if an insured event occurs, for example, fire, theft, road accident, illness, etc. Insurance from SG "TAS" is reliable protection and your confidence and peace of mind in various life situations.

How to issue an insurance policy at the "TAS" SG?

You can take out insurance at TAS in two ways: offline or online. In offline mode, you need to contact the nearest branch of SG "TAS" or our representative, who will advise you about the insurance conditions, select the optimal tariff and draw up a contract. You can apply for insurance online through our website by selecting the desired product, providing the necessary information and paying the insurance premium.

What Determines the Cost of an Insurance Policy?

The cost of an insurance policy depends on many factors, such as the type of insurance, the coverage amount, the duration of the contract, the individual risks of the client, etc. You can calculate the cost of an insurance policy on our website using online calculators or contact our consultants.

Insurance against accidents in transport

What is it for?

TAS Insurance Group strives to protect its clients in all situations, therefore it offers insurance programs for literally all life situations, including the most unpredictable ones. One of these cases is an accident (hereinafter referred to as an accident) in transport.

Vehicle accident insurance is not the most common personal insurance contract in Ukraine, although its availability is often indispensable insurance protection in the event of a road accident in which not only vehicles (hereinafter referred to as vehicles) but also people are injured.

Road accidents with victims, unfortunately, are not uncommon in Ukraine. Such events often cause significant damage to the health of passengers and drivers themselves and entail significant financial costs. Insurance can reduce the consequences of these accidents.

What are the features of personal insurance against accidents in transport

Transport accident insurance is insurance protection in case of injury to passengers and/or the driver of the vehicle as a result of a road accident, natural disaster or illegal actions of third parties.

The key features of insurance are:

the contract provides insurance protection against an accident only for passengers and drivers of vehicles injured as a result of road accidents, natural disasters, illegal actions of third parties.
the effect of the contract applies only to persons who are in the insured vehicle directly at the time of the event and on legal grounds.

Who is covered by insurance?

The contract may provide for insurance:

individual driver;
separate passengers;
comprehensively of all persons who are in the vehicle (but according to the number of seats provided by the car manufacturer).

Transport accident insurance is mandatory and voluntary

Personal accident insurance in transport is mandatory for legal entities whose activities include the transportation of passengers and who have drivers on staff. This legal norm also applies to natural persons - subjects of entrepreneurial activity.

The conditions of this type of insurance are regulated by the Decree of the Cabinet of Ministers of Ukraine No. 959 of 14.08.1996 "On mandatory personal insurance against accidents in transport".

Voluntary personal insurance against a transport accident is available to any able-bodied individual or legal entity. Usually these are the owners of vehicles, although the protection itself is aimed primarily at the passengers of the vehicle.

It is useful for all motor vehicle drivers (owners, users) to have insurance against a transport accident

First, a road accident can happen to anyone. It is a mistake to think that only inexperienced drivers need such insurance. In today's world of crazy speeds and a huge number of vehicles, anyone can get into trouble. There are many uncontrolled levers that can cause an accident.

По-друге, у разі ДТП часто доводиться відшкодовувати не тільки майнові збитки, а й шкоду, заподіяну health постраждалих осіб. За полісом ОСЦПВ (ОСАГО) страховик покриває збиток, заподіяний через ДТП з вашої вини третім особам. За договором КАСКО компенсує збиток, пов’язаний з вашим ТЗ.

But no other policy, except for a traffic accident, will compensate for the damage caused to the passengers of your vehicle. In addition, such a contract is the only health insurance protection for the driver himself, if there is no other insurance policy (which is not uncommon for Ukraine).

Thus, insurance against a traffic accident is a rational solution that allows you to compensate for the damage caused to both the driver and passengers injured in an accident with your vehicle.

The insured event under the contract is:

death of the insured person;
disability of 1, 2, 3 groups;
temporary disability.

Risk factors leading to an accident are:

injury received as a result of a road accident;
illegal actions of third parties;
natural disasters and natural disasters.

How does car accident insurance work?

Importantly! The contract from NV on transport only compensates for the costs of compensation for damage caused to the insured person. The contract does not provide for the organization of treatment and other medical services.

In the event of an insured event, it is necessary to notify SG "TAS". The insurance company compensates the material damage caused to the insured persons within the amount of the contract.

There are two systems of car accident insurance

The seat system, which provides for the establishment of the insurance company's liability limit for each seat in the vehicle separately;
Flat-rate system, which provides for the establishment of the total insurance sum under the contract and its proportional distribution among all injured persons.

Where and when insurance against a transport accident is valid

The agreement applies to the entire territory of Ukraine, except for temporarily occupied territories and territories of active hostilities.

A contract can be concluded for a period of up to 1 year.

At the same time:

contracts concluded by individuals are valid 24/7;
contracts of legal entities, as a rule, have time limits and are valid during the period of performance of TK business tasks.

How much is insurance against an accident in transport

The annual tariff can be 0.1 - 3.0% of the insured amount set for one vehicle. The size of the insurance tariff depends on the following factors:

insurance option (system);
the list of selected risks;
type of vehicle;
the number of seats;
type of policyholder;
term and territory of validity of the contract.

For an accurate cost calculation, contact our specialists.

Amount and order of receiving insurance payments

The payment amount is calculated as a percentage of the sum insured under the contract and depends on:

insurance systems;
selected options;
the size of the damage.

Payments under the contract can be received by the insured person, his legal representative or heir (in case of death of the insured person) by submitting the necessary documents.

Learn More про умови insurance розкажуть наші консультанти за телефонами гарячої лінії або у будь-якому представництві СГ "ТАС".

Advantages of transport accident insurance from SG "TAS":

universality of the insurance contract;
zero deductible;
the minimum package of documents for obtaining insurance compensation;
efficiency of obtaining insurance payment;
24/7 information support by operators of the contact center of SG "TAS";
execution of contracts 7 days a week.